Savings & Investing
Compound growth, APY, FIRE targets, and goal planning to help your money grow steadily over the years ahead.
Calculators
13 tools- savingsCompound Interest CalculatorCalculate compound interest with monthly contributions. See your balance grow year by year and discover exactly how much of your final balance is pure interest.
- savingsSavings Goal CalculatorCalculate the monthly savings you need to reach any goal. Input your target, current balance, annual rate, and years to see your required monthly contribution.
- savingsFIRE Calculator: When Can You Retire Early?Calculate your FIRE number and years to early retirement. Enter current savings, annual expenses, and expected return rate to reach financial independence.
- savingsAPY Calculator: APR to APY ConversionConvert your nominal rate (APR) to APY instantly. See how compounding frequency—daily, monthly, or quarterly—affects your true annual yield and final balance.
- savings401(k) Employer Match CalculatorCalculate your 401(k) employer match: enter salary and contribution rate to see the free money you earn, your total yearly savings, and long-run growth.
- savingsRoth IRA Growth CalculatorSee how a Roth IRA grows tax-free. Enter your annual contribution, expected return, and time horizon to project future value, total paid in, and growth.
- savingsCD Ladder CalculatorBuild a CD ladder: split your savings across staggered-maturity CDs and see year-one interest, per-rung breakdown, and your blended APY across the whole ladder.
- savingsCoast FIRE CalculatorFind your Coast FIRE number: the amount you need invested today so it grows to your FIRE target by retirement with zero further contributions. Mind the gap.
- savingsDRIP Dividend Reinvestment CalculatorSee how reinvested dividends compound your portfolio. Enter dividend yield, price growth, and yearly contributions to project future value and total growth.
- savingsSavings Drawdown CalculatorSee how long your savings will last: enter your balance, monthly withdrawal, and expected return to find the months and years until the money runs out.
- savingsRetirement Monte Carlo CalculatorEstimate your retirement plan's success probability with 5,000 simulated Monte Carlo market paths, plus a fan chart of percentile balances at every age.
- savingsRequired Savings CalculatorFind the monthly savings needed to reach a goal: three deterministic return scenarios plus an inverse Monte Carlo rate sized for your chosen success odds.
- savingsPurchase Impact CalculatorSee the true cost of any purchase: what the price would grow to if invested, how many days of work it represents, and how far it pushes back your FIRE date.