Mortgage & Home Loans
Overpayments, refinancing, points, PITI, and closing costs — model every part of your home loan with clear numbers.
Calculators
7 tools- mortgageMortgage Overpayment Calculator with Amortization ScheduleSee exactly how much interest and time you save by overpaying your mortgage. Instant amortization schedule, no signup, plus a clear breakdown of months saved.
- mortgageMortgage Refinance Calculator: Break-Even and Lifetime CostFind out if refinancing your mortgage is worth it. Compare monthly payments, see when you break even, and spot if a lower rate actually costs more overall.
- mortgageMortgage Closing Cost EstimatorEstimate US mortgage closing costs before you buy. See itemized origination, appraisal, title, and prepaid fees with typical ranges and cash to close.
- mortgageMortgage Discount Points Break-Even CalculatorFind out if buying mortgage discount points is worth it. See the break-even month and net gain over your planned hold period. Points lose if you sell early.
- mortgageHome Affordability Calculator: How Much House Can I Afford?Find out how much house you can afford using the 28/36 DTI rule. Enter income, rate, and debts to get your max loan, price, and a DTI scenarios table.
- mortgageDown Payment Calculator with PMI ThresholdCalculate your down payment amount, loan size, and PMI status instantly. See the dollar gap to 20% equity and compare multiple down payment scenarios.
- mortgageMortgage PITI Calculator (Payment + Taxes, Insurance, PMI)Calculate your full monthly PITI mortgage payment—principal, interest, property taxes, homeowners insurance, and PMI. Full amortization schedule included.