Decision paths
One decision, several calculators.
A decision path chains the calculators behind one real decision into a single guided flow. Your numbers are carried from step to step, every figure comes from a tested formula, and sources are cited along the way.
Get out of debt
A three-step debt payoff path: compare avalanche vs snowball strategies, test whether a consolidation loan actually helps, then redirect the freed cash.
3 stepsStart
Retire on your terms
Find the monthly savings rate your retirement target needs, stress-test it with a Monte Carlo simulation, then challenge the plan against market history.
2 stepsStart
Price your work
Set your freelance hourly rate from income and expense targets, find your break-even point, and sanity-check margin and markup on every price you quote.
3 stepsStart
Automate or hire
Decide whether to automate a process with AI, hire an employee, or outsource it. Payback months, fully loaded labor cost, and global hiring, side by side.
3 stepsStart
How a path works
Pick the decision
Each path covers one real decision — getting out of debt, pricing your work — not a generic topic.
Follow the steps
Work through the calculators in order. Results from one step prefill the next, and every field stays editable.
Read real numbers
Every figure is calculated by a tested formula, not estimated — and the paths cite their sources.
Prefer a single calculator?
Every step of every path is a standalone tool you can use on its own.